Prompts / 💸 Money
💸 Money

Build a zero-based budget

Replaces YNAB $0

Sir Cancelot says: YNAB's motto is 'give every dollar a job'. First job: not paying YNAB.

1. Fill the blanks

2. Copy your prompt

Build me a zero-based budget. Monthly take-home pay: [AMOUNT]. Fixed bills: [LIST]. Debts and minimums: [LIST]. Goals: [GOALS].
Give every dollar a job in a table (category / amount / % of income), suggest a realistic grocery and fun budget, and show what to cut if I'm short. Then give me a simple weekly 10-minute check-in routine.

Works in the free versions of ChatGPT, Claude, Gemini and Copilot. Never paste passwords or account numbers.

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