Gyms that want a letter. Car washes that bill every car. Spas with banked sessions and notice periods. Here's how to cancel 86 of them, and what to use instead.
Your rights, in one line
Cancel in writing, keep proof, and check your state's rules. In some states, like California and New York, gyms have to let you cancel the way you signed up or by more than one method. Read the full guide.

Monthly dues, an annual fee nobody mentions, and a cancel policy that loves certified mail.
Class memberships that renew monthly, often with 30 days' notice and credits that vanish when you leave.
Unlimited wash clubs bill monthly per car, usually until you cancel before your billing date.
Monthly tanning memberships, usually cancelled at your salon or in the app.
Monthly memberships with banked sessions, notice periods and rules that vary by location.
Wax, lash and nail memberships and passes, with rules that vary by studio.
Chiropractic, recovery and wellness memberships billed monthly.
Yearly memberships, some with surprisingly generous refunds.
Monthly movie passes, often with a minimum commitment.
Monitoring plans with contracts, equipment and early-termination fees.
Pet wellness plans, usually 12-month contracts.
Swim, gym and activity programs with monthly tuition and notice cutoffs.
Monthly tutoring tuition, usually with written notice by a cutoff date.
Food and drink subscriptions from restaurant chains.