Here are my debts: [NAME / BALANCE / INTEREST RATE / MINIMUM for each]. I can pay [AMOUNT] a month in total. Compare the avalanche and snowball methods: payoff order, months to debt-free, and total interest for each (show the math as a table). Recommend one and explain why in 2 sentences.
Works in the free versions of ChatGPT, Claude, Gemini and Copilot. Never paste passwords or account numbers.